Financing with Our Dealership

Wagner Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Wagner Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Wagner Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Let the Finance Center at Wagner Ford be Your Guide to the Perfect Deal

Whether you choose a brand-new Ford model from our collection or one of our top-quality, used crossover, SUV or truck models, you can count on the team in our McCook finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Nebraska area, to guide our customers to the perfect deal they can live with, every time.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.



Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Wagner Ford

    211 West 2nd
    McCook, NE 69001

    • Sales: 308-345-2350
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Get in Touch

  • Contact our Sales Department at: 308-345-2350
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-3pm
  • SundayClosed